Tommaso Ranchino

Studio Legale Ranchino is a law firm with offices in Rome and Milan, highly specialised in the extrajudicial and judicial management and evaluation (legal and financial due diligence) of non-performing loans and unlikely to pay, as well as in banking, financial, insolvency, real estate and financial leasing.

The firm was founded in 1977 in Rome, and has since assisted numerous banking groups, financial intermediaries, leading credit management companies, various institutional and independent servicers, international investment funds, asset management companies and companies who wish to restructure their debt.

Its long-lasting relationships of trust with its broad client base have enabled the firm to operate throughout the Italian territory, also rendering support to numerous high-level international operations.

Today, the firm collaborates on a permanent basis with more than 70 professionals (legal and financial) in its Rome and Milan offices, working in dedicated teams and drawing upon a network of domiciliary lawyers located throughout Italy. Owing to its exceptional processes and IT infrastructure, Studio Legale Ranchino is fully equipped to communicate in real time – through information exchange, messaging, reporting, workflow updates and business plans – with its clients, both institutional and non-institutional. It employs various platforms, such as online operational management software combined with its own internal management software (provided by Zucchetti SpA), which is updated daily via the activity of its lawyers and the data downloaded by them via an access point to the Telematic Civil Trial.

Moreover, the firm boasts partnerships with Italian and foreign investors, as well as national servicers, meaning it provides an outsourcing service that can cater to all facets of asset management activity. For each case, it ensures consistent updates regarding legal procedure, guarantees, real estate data, as well as recovery forecasts – identifying the best activity to carry out in the client’s interest. In addition to its management and monitoring capability, the firm simultaneously seeks amicable settlements for each entrusted position. This extrajudicial activity, which is carried out through various tools (such as evaluation of REOCO and credit assignment operations, phone collection, appointment with debtors, sending of formal notice and acquisition of mandates to sell), is designed to achieve a conciliatory resolution of disputes – in line with shared objectives and in accordance with the client’s wishes.

Tommaso Ranchino has been a lawyer since 2014, and is currently the Managing Partner of Studio Legale Ranchino and the Founding Partner of Uplegal, a company specialised in the management of high-level litigation. Highly specialised in banking law, financial leasing, real estate and due diligence – as well as in both judicial and extrajudicial management of NPLs and UTPs – he provides consultancy and assistance to primary banking institutions of which he is a trustee, in addition to credit management companies, asset management companies and investment funds.

He works between Rome and Milan, and is fluent in Italian, English (business) and Spanish.